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What Really Impacts Your FICO Score?

Learn how your FICO Score affects credit approval and interest rates, and find practical tips for improving your credit score to enhance your financial standing.

woman with laptop in home office for working on personal and business finances
Improving Your Personal Credit

For aspiring business owners, maintaining good personal credit scores is essential for accessing financing and negotiating better loan terms. Building and preserving these credit scores involves timely bill payments, monitoring credit reports, and managing credit utilization with distinct strategies for credit improvement.

Confused young female wearing glasses open mortgage loan rejection letter
My Loan Was Rejected. What’s Next?

People often struggle to secure loans, commonly due to issues like weak credit scores and lack of adequate collateral. Learn what to do if you find yourself in this situation.

Business Model Canvas Template Graphic
Template: Business Model Canvas

If writing a full business plan seems overwhelming, start with a one-page Business Model Canvas. Developed by Founder and CEO of Strategyzer, Alexander Osterwalder, it can be used to easily document your business concept.

Download this template to fill out the nine squares focusing on the different building blocks of any business:

  1. Value Proposition
  2. Customer Segments
  3. Customer Relationships
  4. Channels
  5. Key Activities
  6. Key Resources
  7. Key Partners
  8. Cost Structure
  9. Revenue Streams

For help completing the Business Model Canvas Template, contact a SCORE business mentor for guidance

What is the Business Model Canvas?

Does writing a business plan seem overwhelming? Try the Business Model Canvas. Explained in this article: what is it, and how you can use one.


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